Utica Homes under $250,000

Welcome to Utica, Michigan – a hidden gem nestled in the heart of Macomb County! Known for its charming neighborhoods and vibrant community spirit, Utica offers a delightful blend of suburban tranquility and urban convenience. With its rich history and a variety of local amenities, this city is perfect for families, young professionals, and anyone looking to embrace a welcoming lifestyle.

Utica boasts a diverse array of parks, recreational facilities, and local shops that cater to all ages. The city is home to several well-regarded schools, making it an ideal location for families seeking a nurturing environment for their children. Plus, with easy access to major highways, commuting to nearby cities like Detroit and Warren is a breeze, making Utica a strategic choice for those who work in the bustling metropolitan area.

For homebuyers on a budget, Utica shines brightly with its selection of homes priced under $250,000. This affordability allows you to discover a variety of charming single-family homes, cozy townhouses, and well-maintained condos, perfect for first-time buyers or those looking to downsize. With many properties featuring spacious yards and modern amenities, you’ll find the ideal space to create lasting memories.

Whether you're strolling through the picturesque streets, enjoying a weekend at the local parks, or exploring the vibrant local dining scene, Utica is a place where you can truly feel at home. Come and discover the warmth and charm of Utica, Michigan – your dream home awaits!

Newest Utica Homes under $250,000

$96,500

3 Beds ⋅ 2 Baths ⋅ 58050226551 MLS

CASH ONLY! Welcome Home to this beautifully maintained 3-bedroom,2-bath co-op located in the heart of Utica and within the desirable Utica School district. This inviting home offers a functional layout with spacious living areas designed for comfortable everyday living. Enjoy new carpet, fresh paint, newer windows with custom window treatments, a reverse osmosis water filtration system, doorbell camera, egress window and a nest smart thermostat for added comfort and efficiency. The finished basement provides additional living space- perfect for recreation room, home office, workout area. Chest freezer stays. Great Location near, shopping, schools and freeways. Please note: select photos have been digitally enhanced/virtually staged to help showcase the property's potential. Association Includes: Gas Heat, Water, Property taxes, Garbage Removal, Lawncare/Snow Removal. Fridge & Gas Stove, Windows, Roof, Furnace, Plumbing and Electrical. 24 Hours Maintenance Service.

45731 Kensington St, Utica

Courtesy of Real Estate One Clinton 5867837888

$240,000

3 Beds ⋅ 1 Baths ⋅ 58050225774 MLS

Welcome home to this move-in-ready Utica ranch that pairs major mechanical peace of mind with stylish modern upgrades. Step inside to discover a beautifully remodeled kitchen designed for effortless everyday living and entertaining, featuring updated cabinetry, sleek granite countertops, expanded counter prep space, an undermount sink with disposal, included appliances, and a brand-new dishwasher installed in October 2026. Updated flooring flows seamlessly throughout the living spaces and bedrooms. A standout feature is the complete roof replacement completed in October 2019 using a CertainTeed Landmark Pro roofing system on both the home and detached garage. It comes with an exceptional 50-year warranty fully transferable to the new buyer. Outside, enjoy a spacious, fully fenced yard with plenty of room for recreation, garden projects, or weekend gatherings. The home sits in a quiet neighborhood just minutes from downtown Utica dining, parks, and shopping along Hall Road.

8175 Mackay Ct, Utica

Courtesy of RE/MAX Eclipse 5862622000

$55,000

1 Beds ⋅ 1 Baths ⋅ 58050225151 MLS

Discover an affordable opportunity for homeownership at Village Square Cooperative in the heart of Utica! New flooring, paint, bathroom vanity and more!! Appliances included. Enjoy the benefits of cooperative living in an established community with a convenient location close to shopping, dining, parks, and major expressways. Village Square offers a welcoming neighborhood atmosphere with community management and on-site maintenance staff. Whether you're looking to simplify your lifestyle, downsize, or explore a budget-friendly alternative to traditional homeownership, this cooperative is worth a look! Cooperative ownership is subject to community approval, governing documents, and applicable rules and regulations. Schedule your showing today and discover the possibilities at Village Square Cooperative! Please note: this is a co-op and the terms are cash only.

11497 Pinewood Dr, Utica

Courtesy of Epique Inc. 2482182604

$219,000

2 Beds ⋅ 2 Baths ⋅ 20261083169 MLS

Welcome to 12121 Hidden View Court in Utica! This spacious 1,475-square-foot condo in Hidden Borough offers two bedrooms, two full bathrooms, a private entrance, and an attached 1.5 car garage. Upstairs, the living spaces and bedrooms are thoughtfully arranged on one level. The open, comfortable layout includes a generous living room, separate dining area, well-equipped kitchen, and private balcony overlooking a peaceful wooded setting. Kitchen appliances, washer, and dryer are included. Located within the Utica Community Schools district, this inviting condo combines space, privacy, and low-maintenance living.

12121 Hidden View Ct, Utica

Courtesy of Realty Executives Home Towne 8109821400

$92,000

3 Beds ⋅ 2 Baths ⋅ 58050224032 MLS

Immediate Occupancy!!! Beautifully updated 3-bedroom end-unit townhome in the desirable Village Square Co-op. This home has been updated throughout and features a modern kitchen, spacious living room, attractive flooring, 1 full bath, 1 half bath, and a generous basement offering plenty of additional space for storage, recreation, or hobbies. As an end unit, the home enjoys a particularly nice setting next to a large open field, providing a more open feel and added privacy. Conveniently located near the community dog run, basketball court, and one of the many children's playgrounds throughout the co-op. Seven visitor parking spaces are also conveniently located nearby. The monthly HOA fee provides exceptional value and includes property taxes, gas, heat, water, garbage, grass cutting, snow removal, landscaping, window replacement, and interior/exterior structural repair or replacement of the furnace, hot water heater, plumbing, and electrical systems. Cash buyers only. No mortgages or rentals permitted. Buyers must have a minimum annual income of $45,000 and, following an accepted offer, must apply and be approved for co-op membership. All offers must be contingent upon co-op approval. A great opportunity for affordable, low-maintenance homeownership in a well-appointed community.

45168 Kensington St, Utica

Courtesy of RE/MAX First 5867928000

$79,000

2 Beds ⋅ 2 Baths ⋅ 20261079445 MLS

Say YES to the address! Impeccably maintained and super clean 2 bedroom, 1.5 bath home featuring the desirable Utica School district. This property offers a functional layout with spacious living areas. Enjoy hardwood floors thru-out, fresh paint, newer window, six panel doors and beautifully updated full bath and half bath. The basement, with an egress window, could provide additional living space- perfect for recreation room, home office or a workout area. Outside, you'll enjoy a private patio perfect for morning coffee, relaxing at the end of the day or entertaining family and friends. Great Location - just minutes away from shopping, schools and all major freeways. Plenty of parking for visitors & one assigned spot. Please note: certain photos have been virtually staged to help show the property's full potential. You'll love this property & community! Please note: this is a co-op and the terms are cash only.

45186 Kensington St, Utica

Courtesy of Real Estate One-Troy 2488134900

$79,000

2 Beds ⋅ 2 Baths ⋅ 58050219392 MLS

Welcome to this charming brick colonial co-op offering 2 bedrooms and 1.5 bathrooms. Step inside to a remodeled interior featuring kitchen with Lafata cabinets, stainless steel appliances, and a convenient eating space with a doorwall leading to the private yard space. The inviting living room and dining area feature beautiful hardwood flooring, while the updated bathrooms and fresh paint throughout add to the move-in-ready appeal. The basement offers laundry and an egress window, providing added convenience and natural light. Located in a well-maintained co-op community, residents enjoy access to a clubhouse and community events throughout the year. Cats and dogs are welcome! The monthly fee includes water and gas, as well as lawn care, snow removal, and servicing of most appliances, the hot water heater, and furnace, making this an affordable, low-maintenance living option. CASH OFFERS ONLY.

45564 Birchcrest St, Utica

Courtesy of Berkshire Hathaway HomeServices Kee Realty 5868400400

$97,400

3 Beds ⋅ 2 Baths ⋅ 58050219197 MLS

45731 Kensington St, Utica

Courtesy of Real Estate One Clinton 5867837888

$87,000

2 Beds ⋅ 2 Baths ⋅ 81026035536 MLS

CASH ONLY - Exquisitely renovated townhome in the highly desirable Village Square Co-op. This lovely owner-occupied community requires a share purchase--no mortgages, no rentals allowed--offering incredible stability and a true pride of ownership. Inside, you will find a beautifully updated kitchen, a spacious and welcoming living room, and gorgeous new flooring throughout. The layout opens up to a fantastic private patio, perfect for relaxing or entertaining in a peaceful, park-like setting surrounded by large, mature trees. The $610/month HOA fee covers gas, water, heat, lawn care, snow removal, and trash, providing exceptional value and making monthly budgeting effortless. As far as the basement repair. I was informed that co-op dug up the basement floor, and fix drain as they were getting older.

45197 Kensington St, Utica

Courtesy of Epique Realty 2482182604

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IDX provided courtesy of Realcomp II Ltd., via Prime Realty I. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.

Utica Homes under $250,000

Newest Utica Homes under $250,000

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